The How-To site for Indians World-wide

The fact is you can’t get a loan unless you apply, so of course the application is the first part of the process. And you can’t apply unless you know which loan you should apply for. The variety of loan types can be overwhelming, so you may want to talk over your options with your experts.

Your building is a right to behold. It is strong, well-maintained rental magnet. It promises a great profit. All you have got to do now is throw the keys up in the air and start filling rental agreement, right?

The amount of rent you charge is not a function of your wants or needs, but rather a complicated dance of supply and demand, cost and profit.
 
In order to break even you will have to know your costs inside and out. This means more than the mortgage.

It is easy to take a credit card as representatives phone you time and again to convince you and the moment you call them they are at your doorstep with all the relevant  papers. The processing is done fast and  you are the proud owner of a credit card.

If you are one who indulges in using your credit card randomly only to be bogged down by the piling bills and interest in the following month, read on.

Many scams take place near the ATMs and banks, if you are off guard.. Take cues from the news paper reports of such incidents and take precautions.

The Global melting down of economy is of great concern to the generation of “earn and burn” Indians. Tension is growing among youngsters, particularly in the Software Industry, imagining the worst - the job cuts.

There is no need to be panicky. Indian economy is better placed. Our Banks are controlled by the Reserve Bank of India and strict financial discipline is maintained.
However, one has to plan and live with possible spreading of the economic crisis to India.

Any Indian citizen or person of Indian origin who wants to invest in the Indian Stock Market has to get a PAN (Permanent Account Number) card.  A PAN card has become mandatory for buying stocks, mutual funds as well as for conducting real estate transactions.  Here are the best methods NRIs can get a PAN card from abroad.  Please note that it might be easier to get a PAN card if you are visiting India.

With the explosion in the real estate market and various types of home loans being offered it is very important to shop around and compare home loans before making your decision. Here are few guidelines that you can use to find the home loan that is right for you.

You have just had surgery and are trying to recover when you hear that your Health Insurance company has denied your claim! Indian Health Insurance companies are denying (or partially paying) more and more claims.  Here are some suggestions on how to deal with such a situation.